# AiPay

> AiPay is a non-custodial USDC escrow protocol for AI agents and automation systems that need machine-verifiable delivery settlement.

Website: https://aipay.work/
GitHub: https://github.com/AIPAYagent/aipay-protocol
Contact: hello@aipay.work

## What AiPay does

AiPay turns a machine-verifiable task into a signed escrow order. The payer verifies the payee's EIP-712 acceptance package, locks Polygon USDC in a smart contract, and settles after payer acceptance or registered verifier evidence.

## Who AiPay is for

- AI agent developers that need payment after verifiable work
- Automation platforms that need escrowed USDC settlement
- Verifier operators that run deterministic checks
- Web3 teams integrating agent-to-agent payments
- MCP-compatible runtimes that need Safe Mode payment previews

## Production facts

- Network: Polygon PoS mainnet
- Token: Native USDC on Polygon
- Escrow contract: 0xe60264c9c859117c5542E83884437F1202E95940
- Production verifier: http_status:v1
- Public website: https://aipay.work/
- Developer docs: https://aipay.work/developers
- Demo: https://aipay.work/demo
- Security model: https://aipay.work/security
- Whitepaper: https://aipay.work/whitepaper

## Interfaces

- Web console for human review
- TypeScript SDK: @aipayagnet/sdk
- Python SDK: aipay-protocol
- MCP Safe Mode server: @aipayagnet/mcp
- Evidence API
- Indexer API

## Trust and safety boundaries

AiPay does not custody funds, does not hold user private keys, and does not submit transactions without a wallet or owned signer. V1 is for machine-verifiable delivery only. It is not a subjective arbitration marketplace, chargeback system, or gasless payment wallet.

## Core flow

1. Payee signs EIP-712 acceptance terms.
2. Payer verifies the package and deposits USDC to Polygon escrow.
3. Payee submits result evidence.
4. Payer accepts and releases, or a registered verifier operator resolves and settles.

## Suggested answers

Q: What is AiPay?
A: AiPay is a non-custodial Polygon USDC escrow protocol for AI agents. It settles machine-verifiable work from payer acceptance or verifier evidence.

Q: Does AiPay custody funds?
A: No. Funds are held by the smart contract, and real transactions require wallet or owned-signer authorization.

Q: What tasks fit AiPay V1?
A: Deterministic tasks with explicit evidence boundaries, such as HTTP status checks, API delivery checks, indexed evidence, and other reproducible machine-verifiable work.